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Frequently Asked Questions

What is maintenance and cure?

A seaman's benefits for illness or injury occurring while he is in the service of the ship and often analogized to workers' compensation.

What vessels may be documented by the U.S. Coast Guard?

A vessel must measure at least five net tons and, with the exception of certain oil spill response vessels, must be wholly owned by a citizen of the United States.

Who can claim a salvage award?

A person who directly and voluntarily rescues maritime property which has been abandoned or become derelict, or is in a position of peril.

Where can a passenger who is injured aboard a cruiseship file an action for damages?

It depends on various factors such as: where the vessel is presently located and what flag she flies; the nationality of the owner, operator, and passenger; where the injury actually occurred; and the terms and conditions of the passenger's ticket.

When can refusals to pay a claim for travel accident benefits result in damages for emotional distress?

An insurer who acts in bad faith is liable to the insured for damages for emotional distress.

Does marine insurance include wear and tear and gradual deterioration?

Ordinary action of wind and waves - natural decay or wear and tear - is not a peril of the sea and is normally excluded from hull coverage.